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Old August 6th 04, 09:12 AM
AZ Astrea
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Default California Arrears


"witchwirsen" wrote in message
om...
"Jim Winters" wrote in message

y.com...
Hi all,

Been a while. Anyway, the kids for which I paid CS through the Fresno

County
DA (actually paying back AFDC given to mother who was a professional

welfare
collector) are now grown and on their own. No more CS to pay. However,

there
were times that I was on State Disability where there was no way I could
ever pay the total obligations based on 25% deductions from my State
Disability. My obligation was $1150 per month, I made about $1200 per

month
in disability of which 25% ($400) was deducted and sent to Fresno for

CS,
leaving a balance due each month of $850 per month! I was severly

disabled
twice for a period of a year both times, making me unable to pay in full

for
24 months casuing an arrears of about $20,000! I of course, have always

paid
when I could without question, but now I am paying only arears with

interest
at 10%! That $20,000 combines with interest has made my obligations
skyrocket tot he point that I will be paying the rest of my life. I have
asked Fresno to take a look at this and they state that there is nothing
retroactively that can be done. I have also asked if there can be a
settlement whereby I could pay part or all of the principal arears at

one
and dismiss the interest, I received an mphatic NO!!

ANy suggestions for somone who is not a deadbeat at all, has always paid

but
just ended up being the victum of being disabled and unable to work?

(For those that might queston, one disability was due to a severe heart
attack and surgery, the other was due to severly fractured vertabrae in

my
back, both of which kept mne down for a year, but not so much to keep me
permantly down so that I could go back to work)

--

Jim Winters
VP Sales and Marketing/Webmaster
Quality Trading, Inc.
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It is my understanding (and of course, I could be totally wrong and/or
misunderstanding) that if you do not pay any current child support,
but you owe back child support, you can file bankruptcy and set up a
repayment plan that would allow you to pay an affordable amount.
It is my understanding that your wages will no longer be garnished and
your taxes will no longer be taken if you file bankruptcy.
Call an attorney and ask, can't hurt.

----------------------
Bankruptcy will do absolutely nothing for child support. Arrears or
otherwise. The only one who can do anything for you is your ex, (if she
were to forgive the debt). If you owe the money to the state for when the
ex was on welfare then you can negotiate with them to forgive the debt,
altogether or in part or to allow you to pay a lesser amount each month. I
should say they are allowed to do this, not that they do.

~AZ~