"Fletch F. Fletch" wrote:

You do realize that there are black people who are far smarter than you,
right? How does that square with your beliefs? Do you look down on even
those who are your intellectual superiors?

There are a few under-age-25 drivers who are safer than most over-age 25
drivers, but that doesn't keep the insurance companies from charging
higher rates to the younger group. Insurance companies just
go by the *Group_Statistics*. You should adjust your dealingz
with DAFNz by the same approach; you don't have the resources to
check them all out...