"Dusty" wrote in message ...
"Bob Whiteside" wrote in message
...

"whatamess" wrote in message
...
OK, so after being hit by crazy ex-wife and idiot Texas AG, we are
again down to starting over...we have basically lost our good credit,
our savings, and our home thanks to those "a...holes"...

So, we are moving to an apartment, that should be ok if both our names
are on the lease, I assume since they can't really TAKE the apartment,
right?

Everything we buy, I will put in MY name, including the cars we will
have the titles tranferred to MY name in case God forbid something
happens and those idiots decide to put a false lien on properties,
etc...

We no longer have joint credit cards...thanks to the a...holes, we had
to cancel all the joint because the credit cards raised interest when
they put the arrears on his credit report, therefore, making ME have
to pay more in interest, etc...So, all joint cards are now
cancelled...paid off...

I plan to have a separate bank account for me and my son, and one just
for my husband...he can then give me the cash to deposit into my
account so the crazy AG people can't touch my money...

Any other things that I need to do to ensure the future of our son is
not compromised yet again? We have to pay for many therapies out of
pocket and basically the mess with CS has deprived him of much that he
would otherwise be able to have...So I need to ensure my money is not
touched and that my DH does not have anything to his name except debt
in any case...

Any help will be greatly appreciated...

Stop auto-deposit of his pay checks so you have control over how, where,
and how much goes into his accounts.

Do not keep more than $500 in any single bank account that is linked to
his SSAN. The CSE "sniffer" programs generally look for accounts with
over $500 to make a levy cost effective.

If he needs to have more than $500 available, open multiple accounts at
different banks to keep the balance under $500 in each account.

When depositing pay checks take back large amounts of cash to deposit in
accounts in your name or to purchase certified checks to pay amounts over
$500. It is helpful if one of the banks offer free certified checks on
one of their account plans.

I'd keep even less in there then that, say, no more then $50 - just in
case they decide to go for smaller amounts (MA does).

That way you always have cash on hand and, should they suck even the
smaller amount out, you're only out $50 instead of a complete paycheck.

That was my strategy. Deposit close to $500 to cover checks written the
previous day or checks for locally mailed payments I knew would clear in no
more than 1-2 days.

I wasn't suggesting leaving close to $500 in an account over a period of
time for them to find.

One time they hit my account and got $34. I never had them try to levy my
bank accounts again. It's a game of cat and mouse and CSE figured out they
were wasting their time with me.