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#1
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starting over, ONCE AGAIN and child support...
OK, so after being hit by crazy ex-wife and idiot Texas AG, we are
again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... PS - Since Texas is a community property state, can they come after MY stuff that is ONLY under my name as well? If so, then divorce might just be the answer...geez... Thanks and please advise anything you think they could use against us so that I can make sure we have no issues at all after this... |
#2
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starting over, ONCE AGAIN and child support...
"whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. |
#3
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starting over, ONCE AGAIN and child support...
"Bob Whiteside" wrote in message
... "whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. |
#4
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starting over, ONCE AGAIN and child support...
"Dusty" wrote in message ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. I never had them try to levy my bank accounts again. It's a game of cat and mouse and CSE figured out they were wasting their time with me. |
#5
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starting over, ONCE AGAIN and child support...
"Bob Whiteside" wrote in message ... "Dusty" wrote in message ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. I never had them try to levy my bank accounts again. It's a game of cat and mouse and CSE figured out they were wasting their time with me. They sought a levy on our bank account once, but there was not enough money to cover the amount they requested--but the bank charged us $100 to respond to the levy request. The levy request was going to be sent every month until the arrearage amount was paid off--at a cost to us of $100 per month for the ongoing negative responses. Absolutely asinine, since he was being garnished for the arrearages each month anyway. You can't even begin to convince me that this sort of thing is "for the children." It's "for the power" and "for the greed." |
#6
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starting over, ONCE AGAIN and child support...
On Apr 14, 10:11*pm, "teachrmama" wrote:
"Bob Whiteside" wrote in message ... "Dusty" wrote in ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message .... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? *We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. *The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. *It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. *Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. *I never had them try to levy my bank accounts again. *It's a game of cat and mouse and CSE figured out they were wasting their time with me. They sought a levy on our bank account once, but there was not enough money to cover the amount they requested--but the bank charged us $100 to respond to the levy request. *The levy request was going to be sent every month until the arrearage amount was paid off--at a cost to us of $100 per month for the ongoing negative responses. *Absolutely asinine, since he was being garnished for the arrearages each month anyway. *You can't even begin to convince me that this sort of thing is "for the children." *It's "for the power" *and "for the greed." - Hide quoted text - - Show quoted text -- Hide quoted text - - Show quoted text - Wow, thanks for the suggestions...I had not even thought about the direct deposit issue... I guess technically he could just get a bank account so that he can cash his checks? But in order to do that, wouldn't he have to have sometype of minimum to cover the actual check? I was thinking he could continue direct deposit to his credit union account, but that might actually not be a good idea, especially since he was SO STUPID to give the ex a check from there, which of course, is how they started the whole garnishment/ found his address, etc... So maybe he needs to stop the direct deposits into that account all together? I'll have to check on that...I know that in order for them to direct deposit his SSN has to be on the account, so we might have to figure something out to cash his checks without an outrageous cost, so that he doesn't have to worry about direct deposit and some crazy nut garnishing his accounts... Thanks so much! I really do appreciate it. It truly makes me sick, that after me working for 19 years! Yes, that's 19...having a decent paying job and savings, etc...I have had to basically start ALL OVER at 40 because of the crazy ex witch and the system...it makes me sick. I should be close to retiring, not close to starting over... |
#7
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starting over, ONCE AGAIN and child support...
On Apr 14, 10:11*pm, "teachrmama" wrote:
"Bob Whiteside" wrote in message ... "Dusty" wrote in ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message .... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? *We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. *The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. *It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. *Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. *I never had them try to levy my bank accounts again. *It's a game of cat and mouse and CSE figured out they were wasting their time with me. They sought a levy on our bank account once, but there was not enough money to cover the amount they requested--but the bank charged us $100 to respond to the levy request. *The levy request was going to be sent every month until the arrearage amount was paid off--at a cost to us of $100 per month for the ongoing negative responses. *Absolutely asinine, since he was being garnished for the arrearages each month anyway. *You can't even begin to convince me that this sort of thing is "for the children." *It's "for the power" *and "for the greed." - Hide quoted text - - Show quoted text -- Hide quoted text - - Show quoted text - Wait a minute, so the idiots at CSE requested money from the bank and when you didn't have it the bank sent you a bill for 100USD??? You are kidding!!! This all has just gotten out of control. |
#8
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starting over, ONCE AGAIN and child support...
"whatamess" wrote in message ... On Apr 14, 10:11 pm, "teachrmama" wrote: "Bob Whiteside" wrote in message ... "Dusty" wrote in ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. I never had them try to levy my bank accounts again. It's a game of cat and mouse and CSE figured out they were wasting their time with me. They sought a levy on our bank account once, but there was not enough money to cover the amount they requested--but the bank charged us $100 to respond to the levy request. The levy request was going to be sent every month until the arrearage amount was paid off--at a cost to us of $100 per month for the ongoing negative responses. Absolutely asinine, since he was being garnished for the arrearages each month anyway. You can't even begin to convince me that this sort of thing is "for the children." It's "for the power" and "for the greed." - Hide quoted text - - Show quoted text -- Hide quoted text - - Show quoted text - Wait a minute, so the idiots at CSE requested money from the bank and when you didn't have it the bank sent you a bill for 100USD??? You are kidding!!! This all has just gotten out of control. ------------------ The banks are required to turn over whatever assets you have in your account. Then they charge the account holder their service fee for the garnishment/levy. My bank charged $75 per garnishment. So they take the full value of your account balance down to zero with the garnishment and then place you in over drawn status with the fee for doing the garnishment. If you don't cover the over drawn status within a contractual number of days they add-on more fees. I had a savings account garnished and got charged for overdrawn fees every 3 days for not saving enough to bring my balance up to zero. The banks don't publicize they fees except in the fine print about your accounts. If your husband has a credit card with his bank he should initiate overdraft protection tied to his credit card so the fees below the zero balance level go to his credit card and stop after the initial levy fee. |
#9
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starting over, ONCE AGAIN and child support...
"Bob Whiteside" wrote in message ... "whatamess" wrote in message ... On Apr 14, 10:11 pm, "teachrmama" wrote: "Bob Whiteside" wrote in message ... "Dusty" wrote in ... "Bob Whiteside" wrote in message ... "whatamess" wrote in message ... OK, so after being hit by crazy ex-wife and idiot Texas AG, we are again down to starting over...we have basically lost our good credit, our savings, and our home thanks to those "a...holes"... So, we are moving to an apartment, that should be ok if both our names are on the lease, I assume since they can't really TAKE the apartment, right? Everything we buy, I will put in MY name, including the cars we will have the titles tranferred to MY name in case God forbid something happens and those idiots decide to put a false lien on properties, etc... We no longer have joint credit cards...thanks to the a...holes, we had to cancel all the joint because the credit cards raised interest when they put the arrears on his credit report, therefore, making ME have to pay more in interest, etc...So, all joint cards are now cancelled...paid off... I plan to have a separate bank account for me and my son, and one just for my husband...he can then give me the cash to deposit into my account so the crazy AG people can't touch my money... Any other things that I need to do to ensure the future of our son is not compromised yet again? We have to pay for many therapies out of pocket and basically the mess with CS has deprived him of much that he would otherwise be able to have...So I need to ensure my money is not touched and that my DH does not have anything to his name except debt in any case... Any help will be greatly appreciated... Stop auto-deposit of his pay checks so you have control over how, where, and how much goes into his accounts. Do not keep more than $500 in any single bank account that is linked to his SSAN. The CSE "sniffer" programs generally look for accounts with over $500 to make a levy cost effective. If he needs to have more than $500 available, open multiple accounts at different banks to keep the balance under $500 in each account. When depositing pay checks take back large amounts of cash to deposit in accounts in your name or to purchase certified checks to pay amounts over $500. It is helpful if one of the banks offer free certified checks on one of their account plans. I'd keep even less in there then that, say, no more then $50 - just in case they decide to go for smaller amounts (MA does). That way you always have cash on hand and, should they suck even the smaller amount out, you're only out $50 instead of a complete paycheck. That was my strategy. Deposit close to $500 to cover checks written the previous day or checks for locally mailed payments I knew would clear in no more than 1-2 days. I wasn't suggesting leaving close to $500 in an account over a period of time for them to find. One time they hit my account and got $34. I never had them try to levy my bank accounts again. It's a game of cat and mouse and CSE figured out they were wasting their time with me. They sought a levy on our bank account once, but there was not enough money to cover the amount they requested--but the bank charged us $100 to respond to the levy request. The levy request was going to be sent every month until the arrearage amount was paid off--at a cost to us of $100 per month for the ongoing negative responses. Absolutely asinine, since he was being garnished for the arrearages each month anyway. You can't even begin to convince me that this sort of thing is "for the children." It's "for the power" and "for the greed." - Hide quoted text - - Show quoted text -- Hide quoted text - - Show quoted text - Wait a minute, so the idiots at CSE requested money from the bank and when you didn't have it the bank sent you a bill for 100USD??? You are kidding!!! This all has just gotten out of control. ------------------ The banks are required to turn over whatever assets you have in your account. Then they charge the account holder their service fee for the garnishment/levy. My bank charged $75 per garnishment. So they take the full value of your account balance down to zero with the garnishment and then place you in over drawn status with the fee for doing the garnishment. If you don't cover the over drawn status within a contractual number of days they add-on more fees. I had a savings account garnished and got charged for overdrawn fees every 3 days for not saving enough to bring my balance up to zero. The banks don't publicize they fees except in the fine print about your accounts. If your husband has a credit card with his bank he should initiate overdraft protection tied to his credit card so the fees below the zero balance level go to his credit card and stop after the initial levy fee. Our bank did not send them anything--there was a levy inquiry as to how much was in the account, and we got charged $100 for them answering the inquiry. I think CSE did not want to get only $50 ir $60 then have us close the account so they would have to hunt it down again. We didn't close the account--but I did pay everything online so the bills were paid 5 minutes after the direct deposit was made, so there was never more than $50 or $60 in the account. |
#10
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starting over, ONCE AGAIN and child support...
"teachrmama" wrote in message
... [snip] Wait a minute, so the idiots at CSE requested money from the bank and when you didn't have it the bank sent you a bill for 100USD??? You are kidding!!! This all has just gotten out of control. ------------------ The banks are required to turn over whatever assets you have in your account. Then they charge the account holder their service fee for the garnishment/levy. My bank charged $75 per garnishment. So they take the full value of your account balance down to zero with the garnishment and then place you in over drawn status with the fee for doing the garnishment. If you don't cover the over drawn status within a contractual number of days they add-on more fees. I had a savings account garnished and got charged for overdrawn fees every 3 days for not saving enough to bring my balance up to zero. The banks don't publicize they fees except in the fine print about your accounts. If your husband has a credit card with his bank he should initiate overdraft protection tied to his credit card so the fees below the zero balance level go to his credit card and stop after the initial levy fee. Our bank did not send them anything--there was a levy inquiry as to how much was in the account, and we got charged $100 for them answering the inquiry. I think CSE did not want to get only $50 ir $60 then have us close the account so they would have to hunt it down again. We didn't close the account--but I did pay everything online so the bills were paid 5 minutes after the direct deposit was made, so there was never more than $50 or $60 in the account. I love technology - and the fact that they blab all over the planet how they go about doing their voodoo to entrap NCP's, take what little we have left to live on - then we use the same technology to defeat them at their own game. Direct deposit and auto-bill pay, ya gotta love it! |
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Sign our Child Support patition for child support reform | [email protected] | Child Support | 0 | February 24th 07 11:01 AM |
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Child Mag article on starting solids | Molly Ging | Breastfeeding | 9 | January 14th 04 04:09 AM |
Child Support HELP She wants child support & I had custody! | Live Wire Cycles NY/LI | Child Support | 18 | August 1st 03 10:04 PM |
Fear of child unfair child support laws have shaped and defined my life... | Hobbit | Child Support | 9 | July 11th 03 01:27 AM |